Free Pearson BTEC Level 3 Nationals Unit 3 Personal and Business Finance past papers, with question papers and mark schemes from June 2017 to June 2024. Download any paper, sit it in timed conditions, then check your answers against the mark scheme.
Unit 3 is an externally assessed written paper. The format changed in 2021, so check which one your series follows.
| Series | Questions | Total marks | Structure |
|---|---|---|---|
| June 2017 to January 2020 | 14 | 100 marks | Short personal finance questions, then business finance calculations and extended answers |
| January 2021 onwards | 11 | 80 marks | Section A: Personal Finance. Section B: Business Finance |
Newest papers first. Each file opens as a PDF. There is no January 2024 question paper because Pearson has not published it.
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | – | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
| Paper | Question paper | Mark scheme |
|---|---|---|
| Unit 3: Personal and Business Finance | Question paper | Mark scheme |
Past papers and mark schemes are © Pearson Education Ltd and are hosted here for students and teachers.
Past papers are the best revision there is, but only if you learn from the marking. Our qualified teachers use them like this.
Time yourself against the real paper and use a calculator, as in the exam. Show your working on every calculation question, because method marks are available.
Use the mark scheme’s levels for the longer answers. Ask whether you used the case information, built a clear chain of reasoning and reached a supported judgement.
Break-even, cash flow, statements and ratios are quick marks to win once the method is secure. Redo any you missed until the working is automatic.
Improving one answer teaches more than rushing another paper. Rewrite it, then get it re-marked by a tutor or our AI Business Tutor.
Yes. Every paper on this page is free to download. They are the externally assessed Unit 3 papers for the Pearson BTEC Level 3 Nationals in Business, published by Pearson.
Unit 3: Personal and Business Finance is an externally assessed unit in the Pearson BTEC Level 3 National Extended Certificate, Foundation Diploma, Diploma and Extended Diploma in Business, and in Enterprise and Entrepreneurship. The same paper is sat whichever size of qualification you take.
Papers from 2017 to 2020 had 14 questions and 100 marks. Papers from 2021 onwards have 11 questions and 80 marks, in two sections: Section A on personal finance and Section B on business finance.
Pearson has published the January 2024 mark scheme but not the question paper, so only the mark scheme is listed. The 2025 and 2026 papers are secure materials that Pearson only releases to centres.
Yes. Our questions by topic page lists every question from these papers by topic, with marks and links to the question paper and mark scheme, so you can practise one area at a time.
Attempt the paper first, then mark it against the mark scheme. For the 8, 10 and 12 mark questions, check that your answer applies the case information and reaches a supported judgement, because the level-based marking rewards a conclusion that follows from your reasoning.
Yes. Our AI Business Tutor marks practice answers, and our qualified teachers mark full papers in one-to-one lessons.
Our Business Tutors are qualified teachers who mark past papers with you one-to-one and show you exactly how to reach the next level. Book a free 15-minute introductory meeting. There’s no commitment.
Product Differentiation in a Nutshell Product differentiation is the process of making a product stand out from rival products, so customers see it as different and better. A unique selling point, design,…
New Product Development in a Nutshell New product development (NPD) is the process a business follows to take an idea and turn it into a product customers can buy. It runs from…
Extension Strategy in a Nutshell An extension strategy is a deliberate action to lengthen a product’s life cycle, usually in late maturity or early decline. Tactics include new flavours, features, packaging, new…
Scan to message Nickon WhatsApp
