BTEC Level 3 Business Unit 3 Personal and Business Finance Past Paper Questions by Topic

The page lists every question by number, marks and topic, then links you to the real question paper and mark scheme. The question wording and the mark schemes belong to Pearson, so we link to them rather than copy them.

Section A of the paper covers personal finance and Section B covers business finance, so the topics follow that order: payment methods, bank accounts, saving, borrowing, insurance and advice, then sources of business finance, accounting terms, cash flow, break-even, financial statements, ratios and decision-making. The topic groups are our own, so they will not match the specification headings exactly.

Each question is listed once, under the topic it mainly tests. The long evaluation questions often draw on two or three topics, so if you cannot find a question where you expect it, check the neighbouring topics. The topic tags and focus labels are our own judgement.

Papers from 2017 to 2020 had 14 questions and 100 marks. From 2021 the paper changed to 11 questions and 80 marks. That is why similar questions can carry different marks.

Four large questions (question 11 in January 2023 and January 2022, question 9 in January 2019 and question 9 in June 2018) bundle several sub-parts together. They are listed whole under the main topic, and the focus label says what is inside them.

Pearson has published the January 2024 mark scheme but not the question paper, so January 2024 questions are not listed here. The 2025 and 2026 papers are secure materials that Pearson only releases to centres.

Attempt the question first, then mark it against the mark scheme. For the 8, 10 and 12 mark questions, check that your answer reaches a supported judgement, because the level-based marking rewards a conclusion that follows from the case information.

Yes. Our AI Business Tutor marks practice answers by assessment objective, and our qualified teachers mark full papers in one-to-one lessons.